At Clear and Fair, we compare loans of different types. We compare:
from a variety of loan companies. Some of our lenders offer one of these types of loan and some offer both. Our lenders offer different ranges of loan amount and you can borrow for different lengths of time, so it’s well worth using our straightforward loan comparison site to compare our cheapest loan companies for your circumstances.
When you compare loans, we show you a list of all our lenders that offer the loan criteria that you requested, in the order of the cheapest overall cost for you. The simplicity of our service is matched by our guarantee never to show you biased results, so the cheapest lenders will always appear at the top of your search without any hidden catches.
All the loan companies we compare are direct lenders, meaning if you choose to apply with one of our listed loan providers, your application will be assessed directly by that lender and they will be the one to issue the funds to you if your application is approved. Every loan company featured on our site is also authorised and regulated by the Financial Conduct Authority.
You can find out more about all of our lenders here!
We have lots of helpful information about each lender, including their transfer times and application criteria, when you click through to their profile page.
To be clear, we do not make any actual loan applications for you, so if you compare loans with us, the search is not going to appear on your credit file. Having too many searches on your credit file can affect your credit score, so if you are just at the stage of wanting to compare prices of short term loans, it’s a good idea to use a loan comparison website like Clear and Fair before jumping in to making any applications that will show on your credit report.
Try reading our helpful blog if you want to know more about credit checks.
However, there will be differences in the other aspects of the service offered by the list of lenders we compare. You may wish to check their loan transfer times if you are borrowing late at night for example, or you may wish to check their application criteria if you are on a very low monthly income. Once you compare loans with us and can see our cheapest payday lenders, we will redirect you to a lender’s website just by clicking on their link, so you can also take a quick look through the lender’s own site before starting a loan application.
Read more about Instant Loans with automated approval methods and quick transfer times here.
It’s easy to compare loans with Clear and Fair today and see just how much flexibility in terms of loan amount, duration and repayment options is offered across our range of lenders. We hope you find an affordable loan that will suit your particular circumstances.