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Lender Overview

BingoLoans is an online direct loan lender offering short term instalment loans of up to £1500. Loan durations are from 1 month to 12 months for short term instalment loans. BingoLoans offers an online customer account service where you can apply for new loans, view outstanding loan details and update your personal details.

Transfer Time

BingoLoans offers loans everyday. Successful applicants will have their loan transferred to their nominated bank account via Faster Payments as a free of charge service. Funds take an average of 4 hours to arrive in their customers' bank accounts.

Loan Repayment

On the agreed repayment date, BingoLoans will collect the agreed repayment amount from your nominated debit card.

Application Criteria

  • You must be aged over 18
  • You must be a UK resident
  • You must be in permanent employment or receiving various allowances
  • You must have a UK bank account with a valid debit card


BingoLoans is authorised and regulated by the Financial Conduct Authority.


Instalment Loan

Min loan amount


Max loan amount


Min loan duration

1 month

Max loan duration

12 months

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Representative Example: £300 loan for 3 months with 3 repayments of £152.65. Total Repayment £457.95. Interest rate: 292% pa (fixed). Representative 1261.0% APR