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Lender Overview

Buffa is an online direct loan lender offering short term instalment loans of up to £750. Loan durations are from 3 months to 6 months for short term instalment loans. Buffa offers an online customer account service where you can apply for new loans, view outstanding loan details and update your personal details.

Transfer Time

Buffa offers loans everyday. Successful applicants will have their loan transferred to their nominated bank account via Faster Payments as a free of charge service. Funds are usually sent in 2 hours or less.

Loan Repayment

On the agreed repayment date, Buffa will collect the agreed repayment amount from your nominated debit card.

Application Criteria

  • You must be aged over 18
  • You must be a UK resident
  • You must be in full or part time employment
  • You must have a UK bank account with a valid debit card
  • You must have an active email address and mobile phone


Buffa is authorised and regulated by the Financial Conduct Authority.


Instalment Loan

Min loan amount


Max loan amount


Min loan duration

3 months

Max loan duration

6 months

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Representative Example: £230 loan for 4 months with 4 repayments of £93.08. Total Repayment £372.32. Interest rate: 274% pa (fixed). Representative 1127.0% APR

T: 0800 1701 703