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Late repayment can cause you serious money problems.
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Lender Overview is a direct lender that offers online instalment loans and payday loans to help responsible borrowers access short term cash. Customers can apply online to borrow an instalment loan of £200 up to £400 as a new customer, or up to £750 as a returning customer, over a time period of 3 to 6 months. Customers looking for a payday loan can borrow up to £300 over a period of 1 to 35 days. Loan applications are made online by completing a quick and easy application form, in which you will be asked to enter your personal details, some financial information, including your income and expenditure, as well as your employment details. do not charge any fees to apply for a loan so they offer a convenient way to access short term funds to help bridge the gap until payday, without any hidden costs.

Transfer Time is open 24 hours a day, 7 days a week. If your loan application is approved, will initiate the transfer of your loan funds to your nominated bank account straightaway. Loan transfers are made via the Faster Payments Service so the funds should be available in your bank account within a few minutes of the transfer being completed, regardless of whether it’s a bank holiday or a weekend.

Loan Repayment

Your loan repayments will be automatically collected from your registered debit card on your agreed repayment dates. The repayments are collected via Continuous Payment Authority, which is also known as CPA, so please make sure that there are sufficient funds in your account on the agreed date to repay the full amount due. If you change your debit card during your loan, you must update your repayment details. You can do this by logging into the online account. If you want to repay your loan ahead of your scheduled repayment date, you can log in to your account and make a payment online. There are no fees for repaying your short term loan ahead of your agreed repayment date. In fact, if you settle your full balance early, you may pay less interest than you initially agreed to repay.

Application Criteria

  • You must be at least 18 years old
  • You must be a UK resident
  • You must be in full time or part time employment
  • You must have a UK bank account with a valid debit card
  • You must be able to afford the repayments over the term of the loan

Regulation is authorised and regulated by the Financial Conduct Authority.


Payday Loan

Instalment Loan

Min loan amount



Max loan amount



Min loan duration

1 day

3 months

Max loan duration

35 days

6 months

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Representative Example: £200 loan for 6 months at a fixed interest rate of 290% pa. Total amount payable is £359.71 in monthly instalments of £74.65, £71.73, £64.05, £58.76, £49.75 and £40.77. This is based on the amount of credit plus interest, no other fees apply. Representative APR 1266.9%

T: 0800 488 0905