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Late repayment can cause you serious money problems.
For help, go to The Money Advice Service.

Lender Overview is an online direct loan lender offering short term payday loans and instalment loans of up to £750 (£300 maximum for first time customers). Loan durations are 1 day to 35 days for short term payday loans, and 1 month to 3 months for instalment loans. offers an online customer account service where you can apply for new loans, view outstanding loan details and update your personal details.

Transfer Time offers loans 24 hours a day, 7 days a week. Successful applicants will have their loan transferred to their nominated bank account via Faster Payments as a free of charge service. Funds are usually sent within 15 minutes of approval.

Loan Repayment

On the agreed repayment date, will collect the agreed repayment amount from your nominated debit card.

Application Criteria

  • You must be at least 18 years old
  • You must be a UK resident
  • You must be in full or part time employment
  • You must have a UK bank account with a valid debit card

Regulation is authorised and regulated by the Financial Conduct Authority.


Payday Loan

Instalment Loan

Min loan amount



Max loan amount



Min loan duration

1 day

3 months

Max loan duration

35 days

3 months

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Representative Example: £175 loan for 19 days at a fixed interest rate of 290% pa. Total amount payable is £201.42 in one single repayment. This is based on the amount of credit plus interest, no other fees apply. Representative APR 1390%

T: 0845 094 1905