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Lending Stream

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Lender Overview

Lending Stream is an online direct loan lender offering short term instalment loans of up to £1500. Loan durations are up to 6 months for short term instalment loans. Lending Stream offers an online customer account service where you can apply for new loans, view outstanding loan details and update your personal details.

Transfer Time

Lender Stream offers loans 24 hours a day, 7 days a week. Successful applicants will have their loan transferred to their nominated bank account via Faster Payments as a free of charge service. Funds are usually sent within 1 minute of approval.

Loan Repayment

On the agreed repayment date, Lending Stream will collect the agreed repayment amount from your nominated debit card.

Application Criteria

  • You must be at least 18 years old
  • You must be a UK resident
  • Regular monthly income of at least £600
  • You must have a UK bank account with a valid debit card


Lending Stream is authorised and regulated by the Financial Conduct Authority.


Instalment Loan

Min loan amount


Max loan amount


Min loan duration

6 month

Max loan duration

6 months

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Representative Example: £200 loan for 6 months at a fixed interest rate of 292.00% pa. Total amount payable is £386.61 in variable monthly repayments. This is based on the amount of credit plus interest, no other fees apply. Representative APR 1333%

T: 0203 365 0133