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Lender Overview

Peachy is an online direct loan lender offering short term instalment loans of up to £1000. Loan durations are 1 month to 12 months for short term instalment loans. Peachy offers an online customer account service where you can apply for new loans, view outstanding loan details and update your personal details.

Transfer Time

Peachy offers loans 24 hours a day, 7 days a week. Successful applicants will have their loan transferred to their nominated bank account via Faster Payments as a free of charge service. Funds are usually sent within 15 minutes of approval.

Loan Repayment

On the agreed repayment date, Peachy will collect the agreed repayment amount from your nominated debit card.

Application Criteria

  • You must be at least 18 years old
  • You must be a UK resident
  • Regular monthly income of at least £600
  • You must have a UK bank account with a valid debit card


Peachy is authorised and regulated by the Financial Conduct Authority.


Instalment Loan

Min loan amount


Max loan amount


Min loan duration

1 month

Max loan duration

12 months

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Representative Example: £400 loan for 6 months at a fixed interest rate of 259.33% pa. Total amount payable is £750.75 in 6 monthly repayments of £125.13. This is based on the amount of credit plus interest, no other fees apply. Representative APR 947%

T: 0800 0124 743