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Piggy Bank

Piggy Bank payday loans logo

Late repayment can cause you serious money problems.
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Lender Overview

PiggyBankis an online direct loan lender offering short term payday loans and instalment loans of up to £1500 (£1000 maximum for first time customers). Loan durations are 7 days to 35 days for short term payday loans, and 2 months to 5 months for instalment loans. PiggyBank offers an online customer account service where you can apply for new loans, view outstanding loan details and update your personal details.

Transfer Time

PiggyBank offers loans 24 hours a day, 7 days a week. Successful applicants will have their loan transferred to their nominated bank account via Faster Payments as a free of charge service. Funds are usually sent within 1 hour of approval.

Loan Repayment

On the agreed repayment date, PiggyBank will collect the agreed repayment amount from your nominated debit card.

Application Criteria

  • You must be at least 18 years old
  • You must be a UK citizen
  • You must be in full or part time employment
  • You must have a UK bank account with a valid debit card
  • You must have a mobile phone


PiggyBank is authorised and regulated by the Financial Conduct Authority.


Payday Loan

Instalment Loan

Min loan amount



Max loan amount



Min loan duration

7 days

2 months

Max loan duration

35 days

5 months

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Representative Example: £250 loan for 30 days at a fixed interest rate of 292% pa. Total amount payable is £310 in one single repayment. This is based on the amount of credit plus interest, no other fees apply. Representative APR 1270%

T: 0800 206 1560